Product Reviews 
Try before
you buy
– Nothing to pay upfront.
Pay later
Up to 28 days to pay – interest free! Only pay for what you keep.
Spread the cost#
Enjoy the flexibility to split the cost into monthly payments.
Up to £500 to spend
Open a Personal Account and get up to £500 credit limit to spend, instantly!
Shop your way
with Damart Pay
Get £500 instant catalogue credit
Why choose a Damart
Personal Credit Account?
Total flexibility
3 great ways to pay, all with nothing to pay upfront.
Instant decision
No waiting, find out within a couple of minutes
You’re in control
Track spending, make payments and check your available spend.
A quick guide
to your payment options
PAY IN 3
Pay nothing today. Then pay in 3 equal monthly instalments interest free.*
BUY NOW
PAY LATER
Pay nothing for 3 months.
All interest free.*
TRY BEFORE
YOU BUY
Pay nothing today, with Try Before You Buy. Take up to 28 days, interest free.*
A quick guide
to your payment options
PAY IN 3
Pay nothing today. Then pay in 3 equal monthly instalments interest free.*
BUY NOW
PAY LATER
Pay nothing for 3 months.
All interest free.*
TRY BEFORE
YOU BUY
Pay nothing today, with Try Before You Buy. Take up to 28 days, interest free.*
*If the full outstanding balance is unpaid, the balance incurs interest (representative 39.9% APR variable rate.)
To get up to £500 instantly,
simply:
Add your item to your bag
Go to the checkout
Select Personal Account as your payment option
It's that easy!
Avoid interest
If you pay your balance in full each month, you won't be charged any interest, which is the best way to shop. But if you don't pay the full amount, we'll charge you interest, which increases the cost of whatever you buy. So, it's important to think about whether you can afford the repayments.
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#Subject to status and affordability. Credit is provided by Damartex UK Limited at Bowling Green Mills, Lime Street, Bingley, West Yorkshire BD97 1AD. Authorised and regulated by the Financial Conduct Authority. Remember, if you choose to spread the cost, you will be charged interest.
Representative APR 39.9% (variable).
For example, if you buy goods worth £75 and make the minimum payment every month, you'll repay 25 monthly instalments totaling £104.15 and the total interest charged will be £29.15.
See full Terms and Conditions at damart.co.uk/credit-terms.